Amortization Schedule Calculator

Build a complete amortization schedule to track principal, interest, and remaining balance over time.

Download Excel Version

Use this calculator offline in Excel with full formulas

Formula

M = P[r(1+r)^n] / [(1+r)^n - 1]

Pro Tips

1.The schedule splits each payment into interest and principal from the rate, term, and amount you enter.

2.A term shorter than the amortization leaves unpaid principal at the end.

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