Break-Even Calculator

Calculate the break-even occupancy percentage to determine the minimum income needed to cover all expenses and debt service.

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Use this calculator offline in Excel with full formulas

Formula

Break-Even = (Operating Expenses + Debt Service) / Gross Potential Income × 100

Pro Tips

1.Break-even occupancy is the share of income needed to cover the expenses and debt you enter.

2.A lower ratio leaves more room for vacancy. This page does not set a target ratio.

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