Refinance Analysis Calculator

Compare your current loan against a refinance option. Calculate interest savings, break-even point, and net benefit.

Download Excel Version

Use this calculator offline in Excel with full formulas

Formula

Net Savings = Interest Savings - Refinancing Costs

Pro Tips

1.Compare the current payment you enter with the new payment, then include costs and any prepayment you type in.

2.This page does not assume a rate change is worth refinancing.

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